What Are Bridging Loans Used For?

Bridging finance provides short-term funding for property professionals who need to complete transactions quickly. Often used to bridge the gap between the purchase of one asset and the sale or refinancing of another, this form of lending is designed for speed, flexibility and certainty of execution.

At Maslow Capital, our bridging loans support a wide range of commercial and residential property transactions, helping developers, investors, and asset managers to act decisively in competitive markets, both in the UK, Europe and anywhere overseas. 

Funding can typically be delivered in two to four weeks, depending on the complexity of the deal and the availability of due diligence information.

 

Common Uses For Bridging Loans include:

  • Completing property acquisitions under tight deadlines

  • Breaking property chains and releasing tied-up capital

  • Financing refurbishment or repositioning projects

  • Securing land pending planning approval

  • Acquiring vacant or distressed assets

  • Releasing equity to seize time-sensitive opportunities

To discuss your bridging enquiry, please contact our team on 0203 828 6879 or email bridging@maslowcapital.com.

 

Who Uses Bridging Loans?

Maslow Capital’s bridging finance is tailored to experienced developers, property investors, and corporate borrowers who require short-term liquidity to execute on their business strategies.

Our borrowers typically include:

  • Property developers acquiring or refinancing sites prior to obtaining development finance.

  • Investors seeking to purchase investment properties, portfolios, or assets with value-add potential.

  • Property companies that require capital for repositioning, refurbishment, or restructuring.

  • Funds and corporates seeking to use real estate holdings for commercial opportunities.

Since bridging loans are secured against property, they offer borrowers a fast and flexible source of capital that sits comfortably within their wider investment or development strategy.

 

When Are Bridging Loans Used?

Complete a Property Transaction Quickly

Bridging finance is designed for its speed of execution. With the ability to complete property transactions in weeks rather than months, it enables property professionals to capitalise on opportunities that would otherwise be missed under traditional funding routes.

Acquire Land or Property Subject To Planning

Bridging can be used to acquire land or assets awaiting planning permission. Once planning is secured, borrowers typically refinance onto a development facility or longer-term funding solution.

Refurbishments or Repositioning

Bridging provides a convenient solution for light to heavy refurbishment projects, allowing borrowers to add value to a property before selling or refinancing. Once the building works are complete, many borrowers transition into a term or buy-to-let facility.

Distressed or Vacant Assets

Maslow’s team understands the complexities of acquiring distressed, vacant, or non-income-producing assets. Our bridging loans offer a logical approach to funding these opportunities, often finding value that others may overlook.

Time-Sensitive Commercial Opportunities

For businesses or investors needing to seize an opportunity before long-term financing is arranged, bridging finance provides short-term liquidity using real estate as security.

 

How Quickly Can I Receive Bridging Finance from Maslow Capital?

Maslow Capital can provide an indicative decision in principle within 24–48 hours of receiving initial details. Subject to valuation, legal due diligence, and underwriting, we aim to complete bridging transactions within 2–4 weeks, ensuring our clients can act with confidence and pace.

For bridging enquiries, contact our team on 0203 828 6879 or email bridging@maslowcapital.com

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