Since our founding, we have striven to be a purpose driven organisation, capable of delivering not just for our clients, but also society and the environment through the understanding that our lending practices and allocation of capital have wider environmental, social, and governance related (ESG) impacts.

Our organisational mantra ‘Uncap your ambition’ represents what can be achieved when we work collaboratively with our developer clients towards our common goal of providing much needed housing to the European real estate market. Maslow Capital’s ESG policy builds on that mantra, with the recognition that these ambitions can have far reaching environmental and societal impacts.

Maslow’s sustainable lending policy aims to balance traditional lending with environmental, social, and governance-related insights to improve long-term positive outcomes, whilst also maintaining risk adjusted returns. Given that ESG is multi-faceted and constantly evolving, Maslow Capital uses its ESG policy to focus on areas where it knows it can have the most impact.

As part of Maslow Capital’s assessment of a development opportunity, measurable ESG risks that are identified in due diligence are highlighted within a designated ESG credit paper slide. At this stage, any potential ESG positive credentials are also considered, such as green initiatives that may be incorporated into the design, for example – solar panelling, insulation, triple glazed windows, efficient boilers, living walls etc.

We always ensure that we treat borrowers fairly in transactions and that we engage in responsible lending by maintaining high credit underwriting standards. We do not grant loans to customers who we believe disregard or deliberately violate principles on environmental protection, human rights, labour rights, and anti-corruption. These principles are enforced when we carry out screening, borrower assessments and due diligence.

We will continue to support developers and contractors that are conscious of their environmental, social and corporate responsibility. Throughout the duration of the build lifecycle, we encourage counterparties to maximise their social, economic and environmental impact as well as their human health and wellbeing performance in buildings where they may fall short.

Across the entire organisation, Maslow Capital is educating its staff on the economics of climate change through training, process creation and discussion. Our client’s developments have comprehensive waste management plans and are governed by planning permissions which aid in the betterment of the environmental surrounding, emissions of buildings and carbon-offsetting.

Maslow Capital is pushing forward with its continued mission to deliver much needed housing to a market that is experiencing chronic undersupply. We recognise the vital importance SME housebuilders have in tackling this issue. Whilst nationally, the number of SME housebuilders has reduced by 80% in the past 25 years, Maslow Capital have funded 259 loans, supporting some 182 unique SME developers. When considering an enquiry, a core Maslow Capital investment thesis is that units are affordable for the local demographic and in many regions, 100% of our units are priced below the Help to Buy price threshold.

Maslow Capital is an equal opportunities employer, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race.