How we are making a difference

Our mission
Est.
2009
Since our founding, we have striven to be a purpose driven organisation, capable of delivering not just for our clients, but also society and the environment through the understanding that our lending practices and allocation of capital have wider environmental, social, and governance related (ESG) impacts.

How we are making a difference

What we stand for
Number of units built
13,236
Our organisational mantra ‘Uncap your ambition’ represents what can be achieved when we work collaboratively with our developer clients towards our common goal of providing much needed housing to the UK real estate market. Maslow Capital’s ESG policy builds on that mantra, with the recognition that these ambitions can have far reaching environmental and societal impacts.

How we are making a difference

Our sustainable lending policy
Maslow’s sustainable lending policy aims to balance traditional lending with environmental, social, and governance-related insights to improve long-term positive outcomes, whilst also maintaining risk adjusted returns. Given that ESG is multi-faceted and constantly evolving, Maslow Capital uses its ESG policy to focus on areas where it knows it can have the most impact.

How we are making a difference

Due diligence
Number of Sites with a strict Health & Safety plan in place
100%
As part of Maslow Capital’s assessment of a development opportunity, measurable ESG risks that are identified in due diligence are highlighted within a designated ESG credit paper slide. At this stage, any potential ESG positive credentials are also considered, such as green initiatives that may be incorporated into the design, for example – solar panelling, insulation, triple glazed windows, efficient boilers, living walls etc.

How we are making a difference

Responsible lending
We always ensure that we treat borrowers fairly in transactions and that we engage in responsible lending by maintaining high credit underwriting standards. We do not grant loans to customers who we believe disregard or deliberately violate principles on environmental protection, human rights, labour rights, and anti-corruption. These principles are enforced when we carry out screening, borrower assessments and due diligence.

How we are making a difference

Counterparty assessment
We will continue to support developers and contractors that are conscious of their environmental, social and corporate responsibility. Throughout the duration of the build lifecycle, we encourage counterparties to maximise their social, economic and environmental impact as well as their human health and wellbeing performance in buildings where they may fall short.

How we are making a difference

Environmental
Developer environmental regulatory breaches
0
Across the entire organisation, Maslow Capital is educating its staff on the economics of climate change through training, process creation and discussion. Our client’s developments have comprehensive waste management plans and are governed by planning permissions which aid in the betterment of the environmental surrounding, emissions of buildings and carbon-offsetting.

How we are making a difference

Social
Total loans across 167 unique SME developers
233
Maslow Capital is pushing forward with its continued mission to deliver much needed housing to a market that is experiencing chronic undersupply. We recognise the vital importance SME housebuilders have in tackling this issue. Whilst nationally, the number of SME housebuilders has reduced by 80% in the past 25 years, Maslow Capital have funded 227 loans, supporting some 160 unique SME developers. When considering an enquiry, a core Maslow Capital investment thesis is that units are affordable for the local demographic and in many regions, 100% of our units are priced below the Help to Buy price threshold.

How we are making a difference

Governance
Number of different nationalities within our team of 25
8
Maslow Capital is an equal opportunities employer, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race.

How we are making a difference

Having exposure across Purpose Built Student Accommodation, Co-living, Build-to-Rent, Residential and Retirement Living, we recognise that we have unique touchpoints across an individual’s entire life, as they progress through their housing journey. Visit our portfolio to find more information on the schemes we have supported to date, as well as their ESG credentials that are making a difference to individuals and families across the UK. 

Portfolio >