Since our founding, we have striven to be a purpose driven organisation, capable of delivering not just for our clients, but also society and the environment through the understanding that our lending practices and allocation of capital have wider environmental, social, and governance related (ESG) impacts.

Our organisational mantra ‘Uncap your ambition’ represents what can be achieved when we work collaboratively with our real estate clients towards our common goal of providing much needed housing to the European real estate market. Maslow Capital’s ESG policy builds on that mantra, with the recognition that these ambitions can have far reaching environmental and societal impacts.

Our sustainable lending policy aims to balance traditional lending with environmental, social, and governance-related insights to improve long-term positive outcomes, whilst also maintaining risk adjusted returns. Given that ESG is multi-faceted and constantly evolving, Maslow Capital uses its ESG policy to focus on areas where it knows it can have the most impact.

As part of Maslow Capital’s assessment of a real estate opportunity, measurable ESG risks that are identified in due diligence are highlighted within a designated ESG credit paper slide. At this stage, any potential ESG positive credentials are also considered, such as green initiatives that may be incorporated into the design, for example – solar panelling, insulation, triple glazed windows, efficient boilers, living walls etc.

We always ensure that we treat borrowers fairly in transactions and that we engage in responsible lending by maintaining high credit underwriting standards. We do not grant loans to customers who we believe disregard or deliberately violate principles on environmental protection, human rights, labour rights, and anti-corruption. These principles are enforced when we carry out screening, borrower assessments and due diligence.

We will continue to support borrowers and contractors who are conscious of their environmental, social, and corporate responsibilities. Throughout the build lifecycle, we encourage counterparties to maximise their social, economic, and environmental impact, as well as their human health and wellbeing performance, particularly in areas where they may fall short. We are delighted to report that our clients have had zero environmental regulatory breaches, and 100% of our projects have robust health and safety plans in place.

Across the entire organisation, Maslow Capital is educating its staff on the economics of climate change through training, process creation and discussion. Our client’s projects have comprehensive waste management plans and are governed by planning permissions which aid in the betterment of the environmental surrounding, emissions of buildings and carbon-offsetting.

Maslow Capital is driving forward its mission to deliver much-needed housing to a market facing chronic undersupply. We recognise the crucial role SME borrowers play in addressing this challenge. Despite a national reduction of 80% in the number of SME housebuilders over the past 25 years, Maslow Capital has been a strong supporter across all the loans we have provided, supporting a diverse mix of developers—from growing SME housebuilders to large-scale corporate developers reshaping landscapes. A core principle in our lending is ensuring units remain affordable for the local demographic, with many of our projects pricing 100% of units below the Help to Buy threshold.

Maslow Capital is an equal opportunities employer, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race.

We recognise that we have unique touchpoints across an individual’s entire life, as they progress through their housing journey. Visit our portfolio to find more information on the schemes we have supported to date, as well as their ESG credentials that are making a difference to individuals and families across the UK and Europe.