Insights

With the UK hotel segment experiencing buoyant market conditions, Real Estate Capital Magazine reports on our ambitions following the successful launch of our dedicated lending service for the hotel sector.

The myriad crosswinds affecting the sector mean that the release of new data leads, more than ever, to industry experts scouring every data point for signs of what may lie ahead. The Commercial Real Estate Lending Survey for 2017 launched at the end of April by Cass Business School (previously De Montfort University) highlighted some […]

It has been viewed as one of the most significant interventions in the UK housing market by a government in over 30 years, but since its inception in 2013 there has been continued controversy surrounding the Help-to-Buy scheme (HTB) which aims to help buyers onto the property ladder. Whilst hundreds of thousands of household’s acquisitions […]

As the unpredictable, uncertain 2017 draws to a close, we have reflected on the year behind us and have taken a brief look at the key trends to look out for in 2018. Without doubt the housing sector will remain top of the government’s agenda in 2018, ahead of Brexit. With many considering supply shortages […]

When it comes to targets, human nature dictates that we are often drawn to one of two approaches: blind optimism, or relentless pessimism. There’s rarely a middle ground. And so it is with the chancellor’s confidence that abolishing stamp duty for first-time buyers will deliver a 38 percent increase in annual housing delivery over the […]

While the country has been fixated on the residential market, less well recognised is the rapid growth in purpose-built student accommodation fuelled by strong investment and a robust development pipeline.  The fundamentals are compelling. Government policy is attempting to offset the uncertainty created by the EU negotiations by addressing affordability issues in the residential sector, […]

The headlines from Nationwide, which claimed house prices in London had fallen -0.6% y/y in October, should be viewed within a wider context. London is comprised of 33 different boroughs and house price growth would have varied greatly across them. Although the Land Registry data lags behind the market, it can still be used to […]

The Autumn Budget is almost upon us and, we have been mulling over what important changes we expect the Chancellor to make. We anticipate that there will be a change to the way Stamp Duty is structured: the publication of Theresa May’s White Paper earlier in the year identified a broken housing market, and coupled […]

Maslow Capital sponsors the Property Week Student Accommodation Conference 2017. We at Maslow Capital are proud to announce that we will be exhibiting and sponsoring the event along with other industry professionals. We encourage anyone interested or involved in the Purpose Built Student Accommodation (PBSA) industry to attend the event and feel free to come […]

The development funding market was due a shake-up, but it has taken longer than most would have expected for it to fully transpire.  Ever since the capital constrained times of 2008/09, developers have continually sought newer and more innovative funding solutions from outside the traditional banking channels; a more responsive style of funding that prices […]

A recent radio advert for one of the UK’s largest banks promised to turn ‘Generation Rent’ back into ‘Generation Buy’ with its mortgage products. A phrase first coined by David Cameron back in 2015 at the Conservative Party Conference, this seems, on paper at least, an assailable aim, given that mortgage rates have fallen to […]

We are in a period of economic uncertainty and the path ahead is unclear with implications for all business sectors. At the forefront, the housing market continues to be in the spotlight; as a development finance company, understanding how the lending environment is changing tops the priority list. When Maslow Capital was founded, we were […]

There is no denying that activity in the UK housing market has been weak over the last 12-months. The latest data from both the Council for Mortgage Lenders (CML) and the RICS highlighted subdued buyer activity, low transaction volumes and flat new buyer inquiries. Whilst the current lull in activity should not be dismissed, examining […]

Overall the Spring budget last week was rather lacklustre and surprisingly there was absolutely no mention of the housing sector. In particular, there was no statement of any changes to stamp duty, which many were hoping would be reduced to ease the burden for home buyers. Some of the key points we noted were: The […]

With Valentine’s Day just behind us, and the recently published government White Paper determined to ‘fix our broken housing market’, it seemed timely to investigate how many lonely hearts there are in this country living by themselves and consider what this means for the house-building industry. We discovered several things. Over the last 20 years, […]

For a widely touted annus horribilis, 2016 ended on a surprising high for the housing market: the UK economy fared better than expected, housing market slowed but nationally prices held steady, and – at least for now – much of the referendum induced fallout abated. Looking ahead, below are our themes and predictions for 2017: […]